Funding for Māori housing - Ngā tahua mō te whare noho Māori

The New Zealand Government provides grants for social housing and mortgage insurance schemes to support home ownership on Māori ancestral land.

Kāinga Whenua Infrastructure Grants

As part of Budget 2013, the Government has allocated additional funding to help Māori Land Trusts and other collectives with the infrastructure work required for new ‘greenfields’ development on their ancestral land.

This grant is another step in advancing housing aspirations for whanau, hapu and Māori Land Trusts, and will help unlock the economic potential of building on Māori land.

Enquires can be directed to

Kāinga Whenua Loans (Housing New Zealand Corporation)

The Kāinga Whenua loan is a partnership between Housing New Zealand Corporation and Kiwibank. It was set up to support people who want to build, purchase or relocate a house on multiple-owned Māori land, and is the only home loan available for this purpose.

Kiwibank provides the loans and Housing New Zealand Corporation insures the loan. A Kāinga Whenua loan is secured against the house, but not the land as with most home loans.

Pūtea Māori Grants (The Social Housing Unit – The Ministry of Business, Innovation & Employment)

The Government, via Te Wāhanga Kāinga Pāpori, the Social Housing Unit, is focused on increasing the social and economic well-being of Māori, by reducing housing deprivation and delivering quality housing principally (but not necessarily exclusively) on multiple-owned Māori land.

Te Wāhanga Kāinga Pāpori administers Pūtea Māori, which is exclusively available to Māori housing providers with the objective of increasing social and affordable rental housing that supports sustainable communities for Māori.

Special Housing Action Zones (Te Puni Kōkiri)

This programme targets the resolution of serious housing needs amongst whanau, hapu, Iwi and Māori communities within a designated location.

The programme is distinct from other housing programmes, as it targets communities rather than individual households. It delivers results both through project-specific active participation and strong partnerships between Crown agencies and the hapu, Iwi or community-based organisation.

The programme has made significant advances in developing housing solutions on Māori land by trialing different approaches (Western Bay of Plenty Model) and the development of tools, Te Keteparaha mo nga Papakainga.

Special Housing Action Zones has two phases:

  • Capacity building (administered by Te Puni Kōkiri) and
  • Implementation or capital funding (administered by the Ministry of Business, Innovation and Employment, Social Housing Unit, Kāinga Whenua through Kiwibank)

Enquiries can be directed to